Lending Solutions for LCMS Congregations

Secured Congregation Loans are designed to fund property purchases, equipment, organ upgrades, repairs, HVAC replacements and other capital improvements. They can also be used to refinance existing loans, providing flexible solutions for your congregation’s needs.

Bridge Loans provide short-term financing to bridge the gap between project completion and the collection of pledged funds. With a single closing, these loans save time and streamline the process for your congregation.

Short-Term Loans provide seed funding for new ministry initiatives, pre-construction costs or working capital. Use these loans to cover expenses such as staff expansion, architectural fees or capital campaign support.

A New Start Loan provides funding for first-time worship facilities or new ministry plants. These loans help congregations establish a strong foundation for growth and outreach as they begin their journey to share the Gospel.

Unsecured Loans offer flexible financing of up to $100,000 without the need for collateral, providing a quick and convenient solution for your congregation’s smaller projects or immediate needs.